Your entire financial position, in one picture.
Finances, portfolio, real estate and companies merge automatically into a single net worth with charts, trends and analysis from LI VIGNI PARTNERS — artificial intelligence for insight.
Three steps to the full picture
Income, expenses, securities, property and companies — as much or as little as you like.
Net worth, debt, cash flow and passive income update automatically.
Charts, period-over-period trends and AI analysis uniting every category.
Salary, costs, portfolio, property and companies — in one place.
Each category alone, and all together
Your net worth is calculated automatically from every category — charts, trends and forecast.
Income, expenses, surplus, debt, inflation and FIRE calculations.
Securities and funds at real value, yield, the Buffett indicator and a 10-year forecast.
Value, loans, rental income and each property's effect on the whole.
Operations, dividend capacity, ownership trees and deep company analysis.
Unites every category into one analysis and points to the next steps.
Start free. Pay for the depth.
Portfolio, property, companies, AI advisor and reports — all unified.
Requests are processed the same day and membership activates the following day.
What do you get in each area?
| Feature | Free | Premium |
|---|---|---|
| Net worth calculated automatically | ||
| Income, expenses and surplus | ||
| Debt overview and payoff plan | ||
| FIRE and financial independence | ||
| Portfolio at live exchange value | — | |
| Deep portfolio analytics: risk, spread, Sharpe | — | |
| Property, loans and rental income | — | |
| Companies, dividend capacity and ownership trees | — | |
| AI advisor on your own numbers | — | |
| Monthly, semi-annual and annual PDF reports | — | |
| Up to 4 users on one account | — |
Power over your finances begins with insight
Most of us have our finances scattered: salary in one bank, funds in another, the mortgage with a third and the company with an accountant. Each party sees a fragment, but nobody sees the whole. And it is the whole that decides whether you truly stand strong or weak.
Heildarvirði.is was built on a single conviction: people make better decisions when they see everything in one picture. Not complex reports interpreted by someone else, but your own numbers — unified, current and presented so that you understand them yourself.
Our AI is a lens, not an advisor. It surfaces context, trends and options, but the decision and the power remain yours. That is the core: returning insight — and with it power — to the individual.
What people ask
Do I need to connect my bank?+
No. You enter the numbers you choose and the system builds the full picture from them. Market prices and currencies update automatically.
Is this financial advice?+
No. LI VIGNI PARTNERS is artificial intelligence for insight — it surfaces context, trends and options from your numbers. The decision is always yours.
What happens after I send a membership request?+
The request is reviewed the same day and access is activated the following day. You receive confirmation at the email you register.
Can I include my company as well?+
Yes. You register companies, their assets and operating figures, and see dividend capacity, equity and ownership trees alongside your personal picture.
Who can see my data?+
Only you and the users you register on the account. The data is used to compute your own analysis — nothing else.
Can I cancel at any time?+
Yes. The membership is monthly with no lock-in. The open area remains available to you.